Whether you’re a first-time buyer or an experienced investor, I provide the expertise and support you need to navigate Boston’s competitive real estate market with confidence.
Download our comprehensive guide to buying a home in Boston.
Buying your first home is a significant milestone. I take the time to educate you on every aspect of the process, ensuring you feel informed and confident at each step.
I help you understand what you can comfortably afford, factoring in all costs of homeownership beyond the mortgage.
I share insights about each neighborhood’s character, amenities, and market dynamics to help you find the right fit.
I help you evaluate properties beyond aesthetics, identifying potential issues and long-term maintenance considerations.
I advocate for your interests throughout negotiations, ensuring you get the best possible terms.
We discuss your goals, timeline, budget, and preferred neighborhoods to create a tailored search strategy.
I connect you with trusted lenders to secure pre-approval, strengthening your position in Boston’s competitive market.
I identify properties matching your criteria, including off-market opportunities, and arrange private showings.
When you find the right home, I craft a competitive offer and negotiate on your behalf to secure favorable terms.
I coordinate inspections, review disclosures, and guide you through the contract contingencies.
I oversee the closing process, ensuring all paperwork is complete and your transition to ownership is seamless.
Securing the right financing is crucial to a successful home purchase. I work with a network of trusted lenders who can explain your options and help you find the best fit for your situation.
Pre-approval is an essential first step before beginning your search. It establishes your budget, demonstrates to sellers that you’re a serious buyer, and positions you to move quickly when you find the right property.
The pre-approval process typically involves providing documentation of your income, assets, and credit history. Most lenders can complete this within a few days, and the approval is typically valid for 60-90 days.
Down payment requirements vary by loan type. Conventional loans typically require 5-20%, while FHA loans may allow as little as 3.5%. Some first-time buyer programs offer additional assistance. I’ll connect you with lenders who can explain your options based on your financial situation.
Closing costs typically range from 2-5% of the purchase price and include lender fees, title insurance, attorney fees, and prepaid expenses. In Boston, buyers should budget approximately $8,000-$25,000 for a typical condo purchase, though this varies by property and loan type.
Once you’re pre-approved, finding the right property can take anywhere from a few weeks to several months depending on inventory and your criteria. After an accepted offer, closing typically takes 30-45 days. The entire process averages 2-4 months for most buyers.
Pre-qualification is an informal estimate of what you might afford. Pre-approval involves a thorough review of your finances and credit, resulting in a conditional commitment from a lender. In Boston’s competitive market, pre-approval is essential before making offers.
While not required, working with a buyer’s agent is highly recommended. I represent your interests exclusively, provide market insights, negotiate on your behalf, and guide you through complex transactions at no cost to you. The seller typically pays the buyer’s agent commission.
Schedule a buyer consultation to discuss your goals and create a personalized plan for finding your Boston home.
